Categories

A new study says Kentucky is the worst state for workers’ compensation coverage

KING 5, WAUKESHA, Wis.

(AP) — Kentucky is ranked among the worst states for workers compensation coverage, with workers’ comp claims rising sharply in the past decade, according to a new study released Monday by the National Employment Law Project.

The National Employment Act Commission said the trend is part of a national trend of rising premiums and deductibles for workers with disabilities and other disabilities.

The study also found that more than 30 percent of the states with the highest rates of workers’ liability coverage have experienced a jump in the number of workers with pre-existing conditions or illnesses.

Kentucky ranked No. 2 with 2.6 percent of workers having workers’ coverage.

The data comes as the state faces mounting scrutiny over its troubled health care system.

The health system is facing criticism for the high costs of care and the number and severity of medical errors that have been uncovered.

It’s also facing calls to expand workers’ rights under the federal law known as the Americans with Disabilities Act.

The NELP study also noted that while Kentucky has the lowest overall worker compensation rates, it has a higher rate of claims for people with serious health conditions, including pre- and post-existing ones.

Kentuckians for Workers’ Compensation President Matt DeMarco said he’s concerned that more people with disabilities are being denied workers’ insurance coverage because of their health.

DeMarco said it’s not fair that employers are denying workers’ benefits because they believe they can take care of the disabled.

“I think that’s just a disservice to our economy and to our families,” DeMarco told The Associated Press.

The report found that the average worker’s insurance premium has gone up in the last 10 years, while deductibles have increased at a slower rate.

The average deductible has increased by a third since 2000, according a separate analysis by the Kaiser Family Foundation.

In Kentucky, workers’ benefit coverage was down by 2.1 percent in 2016, the highest decrease since 2009.

The study found that workers’ health coverage fell by 0.7 percent over the same period.

Kentucks workers’ claims for workers coverage have risen to a record high in 2017, with a total of 8,944 claims, the study found.

In 2016, workers had a total claim of $9.3 billion, according the report.

The Kaiser report did not include data from states that did not release data on worker’s benefits claims.